Business funding.
Without the bank runaround.

Westline Funding does not offer traditional bank-style financing that is priced primarily by a standard advertised interest rate. Every financing offer is customized to the individual business. Pricing and terms are determined based on factors including the business's revenue, bank deposit activity, time in business, industry and credit profile. Approved financing is structured around a fixed, predictable payment so you can clearly understand the payment and terms being offered before deciding whether to proceed.

Because every business is assessed individually, we do not want to provide a generic rate or estimate that may not accurately reflect the financing available to your business. The first step is a quick, no-obligation qualification to determine what options may be available. If you receive an offer, the payment, cost and applicable terms will be clearly presented to you before you make any decision. There is no obligation to accept an offer.

Westline’s core programs use a minimum personal credit score of 600.

At least $10,000 in average monthly business revenue is required for the core programs.

At least 6 months.

No. The initial eligibility credit inquiry is a soft pull and does not affect your credit score. If a later funding option requires a different type of credit inquiry, you will be informed and appropriate consent obtained before proceeding.

The amount depends on factors such as revenue, cash flow, credit profile, time in business, requested amount and funding-partner underwriting.

Westline focuses on unsecured business-financing options. Final requirements depend on the specific product and funding partner.

Start with your most recent 6 months of business bank statements. Additional documentation may be required depending on the deal size, funding partner and specific application.

For requests up to $150,000, they are generally not required. Requests above $150,000 require financial statements.

Funds may be available in as little as 24 hours following approval and completion of required documentation. Actual timing varies by funding partner and file.

Common uses include working capital, inventory, payroll, equipment, renovations, expansion, marketing and supplier payments.

Yes. A traditional bank decline does not necessarily mean there are no alternative financing options available through Westline’s funding partners.

Potentially. Existing obligations are considered as part of the application and underwriting process.

Some business types may not qualify for current programs, including certain financial-services businesses, charities and non-profits, farming or resource extraction, property development and certain real-estate businesses, one-truck transportation operations, travel agencies, ATM operators, mall kiosks, vending-machine businesses, certain gas stations, cannabis-related businesses, online drop-shipping businesses, pawn shops, vape-related businesses and other restricted industries. Some categories—including construction, accounting, healthcare and certain food businesses—may be reviewed case by case depending on the business and funding partner.

No. Westline Funding is a financing intermediary that works with funding partners to help Canadian businesses explore financing options.

The eligibility check does not obligate you to proceed. Any applicable fees or financing costs associated with an offer will be disclosed before you accept it.

Sensitive financial documents should be submitted only through Westline’s designated secure upload process. We do not recommend sending bank statements through ordinary email.

Westline offers a streamlined application and access to multiple funding partners rather than relying on one traditional bank process. For qualifying requests up to $150,000, company financial statements and personal tax returns are generally not required.