Ground-Up Construction
Financing for new residential construction, including eligible single-family homes, townhomes and other qualifying projects. Newer builders may be considered.
← Back to Westline FundingNew builder?
AMERICAN LENDING PROGRAMS
New builder?
Your first project may still qualify.
You do not necessarily need a long construction track record to access financing. Westline Funding can help arrange U.S. ground-up construction financing for qualified borrowers, including programs that may consider builders with no previously completed ground-up projects.
All programs are subject to property, borrower, project, credit and funding-partner underwriting. Availability and terms vary by transaction and jurisdiction.
A DIFFERENT OPTION FOR NEW BUILDERS
Strong project. Limited track record. Still worth a conversation.
Many traditional construction lenders expect several completed projects before they will consider a new builder. Westline has access to alternative U.S. programs where zero prior completed ground-up projects may still be considered, provided the overall file meets underwriting requirements.
0Prior projects may be considered20+Years of lending experience1:1Direct specialist guidance
REAL ESTATE FINANCING OPTIONS
Programs for builders and real estate investors
We help match the project to an appropriate U.S. lending structure rather than forcing every borrower into the same program.
Fix & Flip
Short-term financing for the acquisition and renovation of non-owner-occupied properties intended for resale or repositioning.
Long-Term Rental / DSCR
Financing for investment properties held for rental income, with qualification that may focus heavily on property cash flow rather than traditional personal income documentation.
Multifamily
Short- and longer-term financing options for qualifying multifamily investment properties, including acquisition, refinance and value-add scenarios.
Bridge Financing
Short-term capital for time-sensitive acquisitions, refinances, property transitions and other transactions with a defined exit strategy.
Investment Property Refinance
Refinance or cash-out options for eligible non-owner-occupied real estate, subject to property value, cash flow and borrower qualifications.
HOW WESTLINE HELPS
Experienced guidance without a complicated online process
Tell us about the property and what you are trying to accomplish. We will review the scenario and identify the most appropriate next step.
Tell Us About the Project
Share the property, purchase or refinance amount, construction or renovation scope and your intended exit.
We Review the Structure
We assess the project, borrower profile, experience level and available documentation.
Program Matching
We identify suitable U.S. funding options based on the transaction rather than a one-size-fits-all approach.
Specialist Follow-Up
Our in-house mortgage specialist, with more than 20 years of commercial and construction lending experience, will reach out directly to discuss the request.
Important: Westline Funding is not a direct lender. Financing is arranged through third-party funding sources and is subject to their underwriting, credit, property, valuation, documentation, licensing and geographic requirements. Program availability, rates, fees, leverage, terms and timelines can change without notice. This page is for general information only and is not a commitment to lend.
HAVE A U.S. PROJECT?
Start with the project, not a complicated form.
Send us the basic details and an experienced mortgage specialist will connect with you directly.